Car Loans

With a multitude of loans from a range of lenders and 100% finance to approved purchasers, we can help find the right loan for you. Choose between 1 to 7 year loan terms and match the repayments to suit your budget. Plus you can set your repayments up via direct debit fortnightly or monthly - whatever works the best for you!

Got a bad credit rating? No problem. Our car loan specialists are experts at helping people just like you!

Ready to Go? Apply now and a friendly car finance specialist will be in touch as soon as possible!

Apply Now

Novated Lease

A novated lease is a way in which you can obtain a vehicle PLUS all of its running costs, but packaged through your employer as a 'salary sacrifice'. A novated lease is a form of salary packaging. The employer provides employees with a benefit other than a cash salary. It is a three party agreement is made between the employer, employee and the lender.

Your novated lease can include fuel, insurance, registration, service, maintenance and tyres. There is peace of mind with 24/7 emergency roadside assistance and accident management. Convenience of a fuel card management service. Lease term flexibility to match budget requirements. Your car and all its running costs are deducted from your pre & post tax salary in one payment.

Ask us today how you can apply for a Novated Lease. 

Chattel Mortgage

If you are a sole trader, company or business owner, a Chattel Mortgage may be the product for you. Purchase business goods, such as cars, trucks or other business equipment and pay for them over a set terms of between one to five years. You take ownership of the goods upon delivery, and the financier secures the loan by registering a charge over the goods. You can even choose to repay the contract in full before the term ends or pay a balloon payment to reduce monthly repayments.

A Chattel Mortgage is a great way to purchase the equipment your business needs, without having to pay upfront, freeing up important cash flow so you can build your business. Speak to your accountant to see if you can take advantage of tax benefits on equipment purchased to produce accessible income. 

For more information on Chattel Mortgages, talk to one of our friendly staff today.

Finance Lease

Another option for business owners, sole traders and companies is a Finance Lease. The financier will purchase the equipment or vehicles you require and then lease them to you for an agreed time in return for simple rental payments. The lease agreement will outline the residual value of the equipment, the term of the lease, the monthly repayments and depreciation rate, and at the end of the lease, you can choose to return the equipment to the financier, paying the difference between the market value and agreed residual value. 

With no initial cash outlay, and the ability to negotiate your repayments within an approved range, a Finance Lease may be a great option for your business. Like a Chattel Mortgage, you can choose from fixed terms of between one to five years and choose a balloon payment at the end of the lease to reduce your monthly repayments. 

Fleet Leasing

When it comes to driving your business further, you need to keep it moving in the right direction. Our specialised commercial vehicle solutions will ensure your fleet is fit for purpose, profitable and productive so you can focus on the important things. 

We provide the right vehicle under a specialised maintenance program that maximises operational uptime whilst reducing fleet costs and risk where possible. A total fleet solution means your business can be ready for any challenge - big or small. Choose from a range of flexible leasing options, such as specifically tailored, fully-maintained or non-maintained operating leases. Our leases cover:

  • Light, medium and heavy vehicles
  • Large trucks
  • Buses
  • Plant equipment, including trailers and forklifts

With flexible lease terms, administration and day to day reporting, and a simple fixed monthly payment, our Fleet Leasing solutions can help you build your business into the future. Just some of the benefits are:

  • Accurate forecasting of vehicle costs through a fixed price package
  • Greater discounts through nationwide purchasing power
  • Improved cost control
  • Proactive asset management
  • National breakdown assistance
  • Dedicated national commercial team
  • Expert fleet management with updates, online services and risk management.

Enquire today about our flexible Fleet Leasing options!



We can get you a better deal!

90% of our car loan applicants have their car finance approved in 24 hours.

Our lending advisers have years of experience and we have helped thousands of people buy or lease cars.

We specialise in:

  • Bad credit or credit impaired loans
  • Business finance or leasing
  • Novated leases
  • General car finance

It's About You

We work for you, so you will always be our number one priority.

Online Application

Do you need a car loan right now? We can help you fast. Simply apply now by filling in our online application form to speed up the process.

We make things easy for you

Let us do the work for you. Our service to you is completely obligation free!

Call us today on 1300 821 000!

Apply Now

Our Lending Panel

Our lending panel includes the best of the best in car finance so you will always have a range of options to suit your car loan needs, regardless of your situation. Best of all, we compare and negotiate with these lenders so you don't have to.

Australian Associated Advisers Pty Ltd trading as KeyInvest Lending Services, KeyInvest Insurance and KeyInvest Car Finance, Australian Credit License Number 392169 ACN 084 974 694. Australian Associated Advisers Pty Ltd is not authorised to carry on business in any country other than Australia. The information contained in this website is directed to and available for Australian residents only. Copyright © 2016 unless otherwise noted.

Privacy Policy | Complaint Resolution